Connecticut Long Term Care Solutions Group
Connecticut Long Term Care Solutions Group
Connecticut Long Term Care Insurance Group
Connecticut Long Term Care Insurance Group

Why Consider a Partnership Plan?

Connecticut has developed the first program of its kind in the country called the Connecticut partnership for Long-Term Care.  This program is a joint effort by State government and the private insurance industry to create an option to help you plan to meet your future long-term care needs without depleting your assets.


Endorsed by the State


Partnership policies carry a special endorsement from the State for meeting additional consumer protection standards. These standards include many consumer safety features that provide assurance you are purchasing a quality product.


Risk of Needing Care is High


According to the Federal Government, about 70 percent of people over age 65 will require some long-term care services during their lives. And, contrary to what many people believe, Medicare and private health insurance programs do not pay for the majority of long-term care services.1


Care is Expensive


The statewide average cost for a private room in a Connecticut nursing facility averages $381/day or more than $138,000 per year. Home Care can be just as expensive, depending on the frequency and type of services required. The average nursing facility stay in Connecticut is 2 1/2 years, or over $345,000.2


Medicaid Asset Protection


Partnership policies allow you to protect assets equal to what your policy pays out in benefits.  If you’re interested in exploring a Partnership Plan, the State of Connecticut publishes a booklet titled “Before You Buy: The Connecticut Partnership for Long-Term Care.” To receive a free copy of this booklet simply return the attached reply card.


If you are interested in exploring a Partnership Plan, we can help. Contact us and we’ll be glad to send you the ‘Before You Buy” booklet.


Please complete the contact us form.




1; as of September 4, 2014

2 Connecticut LTC Partnership Frequently Asked Questions; CT Office of Policy & Management, April 2013




Connecticut Long Term Care Insurance Group



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